Are you thinking about buying a car or a house? You’re excited about this next phase of your life but unfortunately, that voice in the back of your mind keeps saying ‘credit score’. Do you even know what your credit score is today? It’s worth finding out especially considering around 5% of people pay higher interest rates than they need …
As per a February 2020 report, the personal loan segment experienced remarkable growth in India, thanks to the high demand for home loans. At that time, the home loan portfolio was sitting at around Rs.13 lakh crore. While it depicts and increased popularity of these credit options even during trying times, individuals planning to avail housing credit in the future …
Having your own home is the dream of everyone. But only a few are able to complete their dream. But with the facility of the home loan, it has now become possible to fund buying or constructing a home of your dreams. But it is the home loan interest that you also need to repay along with the EMI amount. …
We have all been told the age-old story of the ant and the grasshopper. The crux of the story is that the ant was always busy working and saving for a rainy day, whereas the grasshopper wiled away it’s time. Come winter, the grasshopper does not have resources to sustain itself, whereas the ant, because of its continued and gradual …
A lawyer can be imperative, People need someone who will speak on their behalf. If you are looking for legal counsel, you also need someone deeply persuasive. There are a few basics to keep in mind as you go through this process. The right lawyer can make the difference between a great outcome and one that isn’t quite as you …
Fall is a beautiful time of the year. It’s a season of holidays and hot chocolates and warm clothing. It is a time when the hustle of the city slowly winds down, and you can curl up in front of the fireplace with warm blankets. The only people who despise winters are those who love to wear Spring-Summer clothing. Winter …
If you have children, you already know how difficult it can be to try to put off the things they love to do or want to have. Babies want it now, not tomorrow. Leave many months later. Whether you are a young child or a teenager, they are very good at trying to spend their hard-earned money without thinking about …
Whether you are looking to prepare your taxes, save some money, plan your retirement, or manage your investments, a Certified Public Accountant can help. A Certified Public Accountant (CPA) is an expert who, in addition to completing a university degree and obtaining his professional license, passed a Uniform Certification Examination. He usually has at least two years of professional …
Many people across South Africa are looking for ways to gain access to money fast. Cash loans are important for many households to help bridge the gap until payday. Sudden unexpected bills, medical payments, car payments, or other costs may raise their head, and without any savings to fall back on, some people decide to apply for a loan instead. …
Akulaku has been so famous and is getting a lot of attention from people recently. If you have already heard what Akulaku does with the credit limit you may skip the introductions and head straight to the next heading. But for those of you who are new to peer-to-peer lending schemes, Akulaku is an E-Commerce platform which will offer you …
There are many ways to invest in the stock market. If you just rely on commercials or online ads it can be easy to assume that everyone who is making a fortune is doing it through active trading. In reality, this is far more of a marketing message than how things actually work. Smart long-term investing is the way the …
Investing helps you to reach your financial goals without any hitch and aids to attain financial independence and stability in life. Investors today are offered with several investment options to choose from. Some of them are traditional ones that have been into existence since time immemorial, while others are relatively newer options that have gained popularity and exposure in the …
Did you know that your finances go through an underwriting process before your loan? Your loan can’t get to closing until your lender’s team completes the underwriting process for your mortgage. Bank and other lenders analyze the reasons for the requested borrowing along with your finances. This process is carried out by a commercial loan underwriter. The loan underwriter ensures …
The borrowing checklist-what you need to know- is a way of life for many people. With our economic state, things are getting harder by the day. So is keeping up with all of the paperwork. There are many of us that find ourselves dealing with credit card bills from late payments, bounced checks, late deposits and even late payments. If …
What to look for when getting a short term loan? This is a question many people who are in need of money ask before they make their decision about where to get the money. Before you decide where to get the money it is important that you take the time to learn more about the different options available and what …
Credit cards are a rite of passage for adults, especially for financially independent adults. If you want to have a credit card, you have an unlimited variety of options for a credit card provider. Whether you need extra money for a purchase or get a small business started, credit cards are an excellent way to have additional funds. Credit cards …