It’s never too late to protect your family from the risks of flooding. If you see water coming into the house or basement, act quickly. The sooner it is dealt with; you can hope for a higher insurance rate, for better coverage options if anything else goes wrong again in the future.
Unfortunately, not everyone is prepared to handle floods. Without proper guidance and an action plan, you can’t protect your property and your loved ones.
The situation may have arisen by a burst pipe, a sewer backup, a faulty appliance, a heavy storm, or rising floodwaters. Hence, there are essential steps one should take immediately after a flood. Here’s the rundown of steps to take after an unexpected surge attacks your house:
- Ensure Everyone’s Safety and Excavate
If the flooding is severe, you may need to abandon your home. Make sure you take everyone with you: your family members and pets. If there’s any precious belonging you may want to take, grab that too.
When you return home to begin coping with the consequences, ensure you are protected. This may entail shutting off the electricity, as water and electricity do not mix. When you return home, make sure you wear your safety gear, such as rubber boots and gloves. You’ll have to deal with not only water but also whatever else the water has contracted with, such as debris or even sewage.
It’s a no-brainer that the most important thing to do in the event of a flood is to ensure everyone’s safety. Even a water damage advisor would recommend you this!
- Turn Off Power
Obviously, water and electricity do not mix. It’s preferable to leave it alone and call an electrician if turning off the electricity necessitates entering or standing in wet areas. Do not reenter a flood-damaged home until the power has been turned off.
- Document Everything
Ideally, you must be thinking to clean right away but wait; you have an insurance company to reach out to, so stop. Take photos and write down details of the damage to your property, as this will aid you in filing an insurance claim. Don’t start cleaning just yet.
- Prepare for the Insurance Claim
Your homeowners’ insurance will vary based on your policy. Still, many covers flood caused by storms, backed-up city sewers, storm drains, faulty sump pumps, and burst pipes. Once you make a call, an adjuster will be dispatched by the insurance company to inspect and assess the property damage to determine if the loss is covered. If you’re sure the damage is covered, you should contact your insurance carrier as soon as possible. Repairs can be pricey, but the insurance money will help you get your property back in working condition faster and with less financial stress.
Be prepared to deal with your insurance company after this event. Filing claims and taking advantage of the coverage may not be that easy.
- Identify the Source of Water and Tackle It
Unless a natural disaster causes the flooding, locate the water source and close it. Turning off the house’s primary water valve is the most straightforward technique to stop the water flow. Locate the valve before it floods, if possible, so that you can find it quickly in the event of a water emergency.
- Remove the Standing Help
Once you have documented everything and called the insurance company, you can begin the cleanup process. Start with removing standing water because it can damage your property and any furniture lying there.
Use a hose or buckets to remove the water. Be careful not to injure yourself in the process of lifting heavy buckets of water. If you want to be quick, you can rent a sump pump to remove large amounts of standing water. On the other hand, if the flooding is minimal, towels can be used for water removal, and after that, you can mop the floors.
- Dry It Up
Even if you successfully remove all of the water from your home, some things might still remain wet or soggy, especially if the humidity in your location has increased due to recent rains. Use your AC and portable fans to help dry the watery portions of your home (if you have power).
Dehumidifiers function by sucking moisture from the air, especially in enclosed environments like basements.
- Call for Help
Call for assistance once all of your family members are on the dry ground. Call 911 if someone needs medical help. Whatever is going on with the flooded house, the harm has already been done, and all you can do now is focus on yourself and your loved ones’ safety. After you’ve confirmed that everyone is safe and sound, you can contact the appropriate parties to begin the recovery process.
Water damage can be frustrating. It’s advised to be patient during this event. Ask your family members to work as a team to tackle this problem. To ensure your house remains safe during such events in the future, make sure you follow precautions to prevent your home from flooding again.