Home Finance How to Link Your Aadhaar Card to PAN, Mobile and Bank Account?

How to Link Your Aadhaar Card to PAN, Mobile and Bank Account?

aadhaar-linking-with-pan-card

Aadhaar Card has become the most important personal document for people in India. The 12-digit number linked to every individual is based on his or her demographic and biometric data. Due to the importance of the Aadhaar card, relating it to your other documents and accounts is essential.

Here is how you can ensure Aadhaar card link to PAN, phone number and savings accounts.

Procedure to link Aadhaar to PAN

If you want to process your income tax returns, linking your Aadhaar to your PAN card is essential. Aadhaar link with PAN card is also vital if your savings account transactions exceed Rs. 50,000.

Here are the steps to link Aadhaar to PAN Card.

  • Step 1: Visit the website for e-Filing of your Income Tax.

  • Step 2: Enter your PAN number and Aadhaar number on the page.

  • Step 3: Enter your name.

  • Step 4: If your Aadhaar Card does not list your name, but your birth year only, tick the box mentioning the same.

  • Step 5: Next, you need to type the Captcha code. If you are visually impaired, you can avoid the captcha check and verify using the OTP system.

  • Step 6: After completing all of the previous steps, click on the link Aadhaar tab to successfully link your PAN with the Aadhaar.

Carry out Aadhar Link to PAN Card immediately if you want to avail a range of financial products from financing companies.

Procedure to link Aadhaar to the phone number

The Aadhaar Card is linked with your phone number. However, if your number changes, you need to ensure Aadhaar Card link to mobile number. Otherwise, you may experience several issues with all your financial activities. For instance, availing a personal loan becomes tough if Aadhaar and phone number linkage is non-existent.

The following are the steps to link your Aadhaar with a new phone number.

  • Step 1: Visit an Aadhaar Registration Centre near you and collect an update form from the centre.

  • Step 2: Fill in all necessary information on the form and provide the new phone number for registration. Submit the form at the centre.

  • Step 3: Submit essential documents, such as the photocopy of your Aadhaar card and the photocopy of one other personal identification document, like voter ID, driving license, PAN Card, Passport etc.

  • Step 4: Verify your biometrics to complete the phone number updating procedure.

Procedure for Aadhaar Card link to Bank Account

Generally, opening a bank account requires you to provide your Aadhaar Card details. However, if your account does not have a link with Aadhaar, you cannot avail a range of benefits from the institution.

Here is how you can link Aadhaar with bank accounts.

  • Step 1: Visit your bank and collect an Aadhaar linking form.

  • Step 2: Fill in all necessary details, including the account number and Aadhaar ID.

  • Step 3: Submit a photocopy of your Aadhaar Card along with the duly filled form.

  • Step 4: Wait for your bank to link the account with your Aadhaar.

Aadhaar is an integral part of your KYC. If you do not link Aadhaar with your bank, phone number and PAN card, your KYC remains incomplete. If you want to take advantage of any financial product, KYC is vital. For instance, one glance at the personal loan eligibility and documents section laid down by lenders like Bajaj Finserv will make it apparent that you need to present proper KYC documents to avail such a loan.

Take your Aadhaar Card linking seriously, if you want to take advantage of different financial products and schemes available in the market.

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